The Real Cost of $0 Plans
The real cost of a $0 healthplan Understanding the cost differences between HMO and PPO plans When choosing between Medicare […]
The Real Cost of $0 Plans Read More »
MedicareThe real cost of a $0 healthplan Understanding the cost differences between HMO and PPO plans When choosing between Medicare […]
The Real Cost of $0 Plans Read More »
MedicareNavigating the 2026 Health Insurance Marketplace A Guide to Major Changes and Cost-Saving Strategies The 2026 plan year brings sweeping
2026 Update to Marketplace Insurance Read More »
Health InsuranceKey changes for Medicare beneficiaries taking effect in 2026 And what you can do to prepare Medicare is constantly evolving,
2026 Updates for Medicare Beneficiaries Read More »
MedicareHow the One Big Beautiful Bill may impact your healthcare and what you can do now to prepare for those
New laws, new changes Read More »
Featured, Health Insurance, MedicarePrescription Discount Cards and Coupons For individuals without insurance coverage, prescription medication costs can be prohibitively expensive, but numerous options
Saving on prescription medications without insurance Read More »
Featured, Health Insurance, MedicareMedicare Supplement Insurance (also known as Medigap) policies are standardized across insurance companies, yet significant differences exist between providers offering
How your health insurance subsidies are calculated In the 15 years since the Affordable Care Act was signed into law,
How your health insurance subsidy is calculated Read More »
Health InsuranceMost Frequently Asked Medicare Questions Answered If you or a loved on recently signed up for Medicare or are planning
Is VA Healthcare Sufficient for Veterans Over Age 65? How the VA exceeds Medicare, where it falls short, and where
Is VA Healthcare Sufficient for Veterans Over Age 65? Read More »
MedicareThe Benefits of an Annual Insurance Review What to expect and what questions to ask Health insurance plans change every
Annual Reviews- Why they matter and what you can expect Read More »
Health Insurance, MedicareBreaking Down Medicare Start Ratings And Why They Matter Medicare Star Ratings provide a valuable tool for comparing the quality
Breaking Down Medicare Star Ratings Read More »
MedicareHow to Apply for Medicare at 65 Medicare provides health insurance for Americans aged 65 and older and certain younger
How to apply for Medicare Read More »
Featured, MedicareDental Savings Plans versus Private Dental Insurance Which is right for your smile? Navigating dental care financing options can be
Dental Savings Plans -vs- Private Dental Insurance Read More »
Group Benefits, Health Insurance, MedicareVision & Dental Coverage for Medicare Beneficiaries What you need to know in 2025 Many Medicare beneficiaries are surprised to
Dental & Vision Coverage for People on Medicare Read More »
MedicareReference-Based Pricing in Health Insurance An alternative to the typical healthcare network As companies continually search for ways to manage
How You Can Save with Reference Based Pricing Read More »
Group Benefits, Health InsuranceLevel-Funded Group Health Insurance How to stay competitive with predictable healthcare cost. For small and mid-sized businesses, balancing affordable healthcare
Saving Cost with Level-Funded Group Health Plans Read More »
Group Benefits, Health InsuranceMedical Bridge Coverage A Safety Net for Unexpected Healthcare Cost Medical expenses can be unpredictable, even for those with comprehensive
Medical Bridge Coverage Read More »
Group Benefits, Health Insurance, MedicareThe Ultimate Guide to Health Savings Accounts Everything you need to know. If you’re looking for a way to save
The Ultimate Guide to Health Saving Accounts Read More »
Health InsuranceThe Living Benefits of Life Insurance Why it’s more than just a safety net Life insurance has long been seen
The Living Benefits of Life Insurance Read More »
Health Insurance, Life InsuranceWhy Medicare Part C plans may not be the best option And why you should consider a Medicare Supplement plan
The (dis)advantage to Medicare Advantage plans Read More »
MedicareAffordable Health Benefits for Small Business Owners Options When Full Health Insurance Isn’t Feasible As a business owner, employee retention
Options when full health insurance isn’t feasible Read More »
Group Benefits, Health InsuranceWhat happens if your doctor leaves your plan’s network in the middle of the year? It’s an unfortunate scenario: your
What happens when your doctor leaves your plan’s network? Read More »
Featured, Group Benefits, Health Insurance, MedicareWhy You Should Be Using an Insurance Broker An (un)biased review Insurance has been made confusing. With an array of
Understanding Disability Insurance: A Crucial Safety Net Disability insurance is a vital financial tool designed to protect individuals against the
Understanding Disability Insurance Read More »
Group Benefits, Health InsuranceA Guide for Millennials: Navigating Your First Healthcare Policy As a millennial entering adulthood, one of the most important decisions
A Guide for Millennials: Navigating Your First Healthcare Policy Read More »
Health InsuranceTelemedicine- A Comprehensive Guide In recent years, telemedicine has transformed the landscape of healthcare, making medical services more accessible and
Understanding Telemedicine- A Comprehensive Guide Read More »
Group Benefits, Health Insurance, MedicarePreventive Care What is it, what’s included, & how much will it cost? There was a time when preventive care
Long-Term Care: Cost, Considerations, & Alternatives Learn to navigate the cost, how to cover expenses, and what resources you have
Long Term Insurance Coverage Read More »
Health Insurance, Life Insurance, MedicareWhat is travel health insurance? Traveling can expose us to new sights and cultures, but it also brings challenges and
What is travel health insurance? Read More »
Health Insurance, MedicareWhat Medicare doesn’t cover And how you might pay for it. Most older Americans have their healthcare needs covered by
What Medicare doesn’t cover- And how you can pay for it. Read More »
MedicareMedicare Summary Notice Protect yourself from fraud by understanding how to read yours. For those not in-the-know, a Medicare Summary
Medicare Summary Notice; Protect yourself from fraud by understanding how to read yours Read More »
Featured, MedicareHow to avoid Medicare scams, and what to do if you find yourself targeted by one. Medicare Open Enrollment will
Protecting Yourself From Medicare Scams Read More »
MedicareHow to shop for a Medicare plan, for your parents. Original Medicare isn’t enough; we know this. We know that
How to choose a health plan, as a senior. A guide for picking the right coverage. Read More »
Featured, MedicareACA Open Enrollment 2025 Guide Here’s what you need to know about open enrollment for individual and family health coverage.
ACA Open Enrollment Guide for 2025 Read More »
Health InsuranceWhat happens when the health insurance company won’t pay my medical bill? Well, the good news is that you have
How to appeal when your insurance company won’t pay. Read More »
Health InsuranceIn 2022, the Inflation Reduction Act was passed which vastly overhauled Medicare Part D coverage cost for millions of Americans. The IRA is set to make it’s 2025 changes that will again adjust how coverage affects those on Medicare.
The Inflation Reduction Act & How It Affects Your Medicare In 2025 Read More »
Featured, MedicareHow to buy health insurance for the first time Your first time buying health insurance on your own can feel
How to buy health insurance- A first time buyer’s guide Read More »
Featured, Health InsuranceHow to read your summary of benefits and coverage How many times have you looked at a health insurance policy,
How to read a summary of benefits and coverage Read More »
Featured, Health InsuranceHow to save money on your health insurance Health insurance cost are, unfortunately, high. It can be more frustrating when
How to save on health insurance Read More »
Health InsuranceIf my employer offers group health insurance, do I have to take it? Nope. You are not required to participate
Do I have to take my employer’s health insurance? Read More »
Group Benefits, Health InsuranceWhat is Minimum Essential Coverage? Minimum essential coverage (MEC) is the phrase given to any insurance plan that meets the
What is minimum essential coverage? Read More »
Group Benefits, Health InsuranceWhat is Affordable Care? Earlier we talked about the Affordable Care Act, what it wanted to achieve, and how it
What is Affordable Coverage? Read More »
Group Benefits, Health InsuranceWhat is an ICHRA? ICHRA stands for Individual Coverage Health Reimbursement Arrangement. It is a fairly new type of HRA
Group Plan vs ICHRA Read More »
Group Benefits, Health InsuranceCan I add my boyfriend or girlfriend to my health insurance? Fewer and fewer people are getting married each year,
Can I add my boyfriend or girlfriend to my health insurance? Read More »
Health InsuranceHRA, HSA, & FSA- which one is best? Prior to me needing to learn the differences between these, I knew very
HRA vs HSA vs FSA- which one is right for you? Read More »
Health InsuranceWhat is an indemnity plan? We’re all familiar with the basic of health insurance. We pay money every month to
How often should I really be changing my health plan? One of the biggest problems with the ACA Marketplace is
Do I need to update my Marketplace plan every year? Read More »
Health Insurance, MedicareWhy universal life is the best option when planning for your future. So far we have looked at both term
What is universal life insurance? Read More »
Life InsuranceWhat is whole life insurance? This is a life insurance policy that last the whole life of the insured person
What is whole life insurance? Read More »
Life InsuranceWhat is term life insurance? Term life insurance can best be thought of as renting life insurance. It does expire,
What is term life insurance? Read More »
Life InsuranceCan I have two health insurance plans? You sure can! A lot of people have more than one health insurance
Can I have two health insurance plans Read More »
Health InsuranceIs My Health Insurance Tax Deductible? Health insurance is one of the most important coverage types in your insurance portfolio.
Is My Health Insurance Tax Deductible? Read More »
Health InsuranceSpecial Enrollment Period Reference Guide The Marketplace open enrollment is the time each year when people can newly enroll in
Understanding SEPs Read More »
Health Insurance, MedicareWhat is a Marketplace Plan? A Marketplace plan is just a way to indicate where you purchased the insurance. The
What is a Marketplace Plan? Read More »
Health InsuranceWhat is COBRA Insurance? COBRA stands for Consolidated Omnibus Budget Reconciliation Act. It was signed into law in 1986 by
A Guide To COBRA Coverage Read More »
Group Benefits, Health InsuranceWhat are the ten essential health benefits? The ACA defines 10 categories of service that health insurance plans must cover.
The Essential Health Benefits Read More »
Health InsuranceThe Affordable Care Act, Simplified Prior to 2010 many Americans were left uninsured due to unaffordability and exclusions based on
The Affordable Care Act, Simplified Read More »
Health InsuranceWhat Can I Do if I Can’t Get Health Insurance? Sometimes you find yourself in a position where you are
What If I Can’t Get Health Insurance? Read More »
Health InsuranceLook at a new health insurance plan? Many people face the confusing proposition of choosing health insurance. To help navigate
What To Ask When You’re Looking for Health Insurance? Read More »
Group Benefits, Health Insurance, MedicareHow does Medicare interact with my Veteran Benefits? The interaction between veteran benefits & Medicare can be a complicated one,
Medicare + Veteran Benefits Read More »
MedicareWhat is the cost of Medicare? Medicare isn’t free, so it is important to understand the basics of Medicare cost
How much does Medicare cost? Read More »
MedicareWhat is Medicare Advantage? Medicare Advantage plan, also called Part-C, MA, or MAPD plans, are one of the two main
What is Medicare Advantage? Read More »
MedicareWhat are Medigap Plans? Medigap plans (also called Medicare Supplements) are one of the two main ways to protect yourself
What Are Medigap Plans? Read More »
MedicareMedicare Part D Part D is one of those things that can be really frustrating. Prior to 2006 Medicare didn’t
Medigap vs. Medicare Advantage Which is Right for You? You have made the decision that you need to sign up
Medigap vs Advantage Read More »
MedicarePrimary vs. Secondary Insurance Why does it matter and how does it affect my Medicare? While you can have two different health
How does Medicare work my other insurance? Read More »
MedicareWhat is Creditable Coverage & Why It Matters One of the biggest traps people can fall into once they are
Creditable Coverage Read More »
Group Benefits, Health Insurance, MedicareDon’t Miss Your Window Your Guide to Medicare Enrollment Periods Medicare enrollment periods are complicated. But it is important to
What are Enrollment Periods? Read More »
MedicareMedicare Penalties No one likes penalties. What’s worse is penalties and fees that don’t go away. Read on to learn
Medicare Penalties Read More »
MedicareUnderstanding Your Health Insurance Health Insurance Terms to Know No one expects you to become a health insurance expert (that’s
Health Insurance Terms to Know Read More »
Group Benefits, Health Insurance, MedicareThe ABCs of Medicare What is Medicare? Medicare is a federally funded health insurance program created in 1965 as part
The ABCs of Medicare Read More »
Featured, MedicareDecoding Social Security The Simple Concept That Few Understand Social Security is one of those things that everyone knows about, but
Understanding Social Security Read More »
MedicareLife Insurance Protecting the things you love most Life Insurance 101 My first time learning about life insurance, thinking back
Life Insurance 101 Read More »
Life Insurance