Knowledge Base & Frequently Asked Questions
Quick answers to the questions we get the most.
Explore by coverage type
Employer Sponsored Health Insurance
16
Health Insurance Basics
50
Marketplace Health Insurance
33
- Is there still a federal penalty for not having health insurance?
- What happens if my income changes during the year?
- Can married couples file separately and still get subsidies?
- Can I get ACA subsidies if I am self-employed?
- Does health insurance cover urgent care visits?
- How do I know if my doctor is in-network?
Private Insurance Plans
13
Marketplace Health Insurance
ACA 101
25
- Does health insurance cover maternity care?
- Does health insurance cover mental health services?
- Is there still a federal penalty for not having health insurance?
- Can married couples file separately and still get subsidies?
- Can I get ACA subsidies if I am self-employed?
- Does health insurance cover emergency room visits?
Marketplace Coverage & Benefits
19
Marketplace Enrollment & Eligibility
11
- What is catastrophic coverage?
- When will I be kicked off of my parents insurance plan?
- Can I buy health insurance through the Marketplace if I am self-employed?
- If my job offers my health insurance, can I still get a Marketplace plan?
- Can I change my Marketplace health plan after it has already started?
- If I did not enroll in a health insurance plan during Open Enrollment, what options do I have?
Marketplace Subsidies
7
- What happens if my income changes during the year?
- Can married couples file separately and still get subsidies?
- Can I get ACA subsidies if I am self-employed?
- Is my health insurance tax deductible?
- If my job offers my health insurance, can I still get a Marketplace plan?
- What subsides does the Marketplace offer?
All About Medicare
Medicare Eligibility & Enrollment
16
- Can I have a HSA and Medicare?
- Are Marketplace subsidies available for people over 65 years old?
- My parents are 68 but do not qualify for Medicare. Are they able to get a plan from the Marketplace?
- Can I enroll in Medicare Advantage and Medigap?
- Can I switch Medicare plans?
- Does Medicare change each year?
Understanding Medicare
40