Yes, most health insurance plans, including Medicare and Medicaid, cover urgent care visits for non-life-threatening, unexpected illnesses or injuries.

You can expect to pay a copay (flat fee) or coinsurance (percentage of the cost) depending on whether you have met your deductible.

Using an in-network urgent care center is significantly cheaper. Out-of-network centers may not be covered, or may result in higher out-of-pocket costs and potential balance billing.

Typical services include treatment for sprains, minor burns, infections, fever, and X-rays.