Do Marketplace plans include prescription coverage?

Yes, but each plan has different medications that are covered (called formularies) and requires different deductibles and cost-sharing. The premiums for the prescription coverage is included in the monthly premium you normally pay.

Prescription coverage through the Marketplace is not regulated like it is with Part D plans. This means that you will often not be able to find the medication you need or a substitute for that medication on a plan that you otherwise want.

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