Yes. Most health insurance plan, including the ones purchased through the Marketplace, cover one annual physical exam at no cost, if the provider is in-network.
These visits are only free if they focus solely on preventive care. If you discuss or treat new symptoms, it may become a diagnostic visit with co-pays.
To ensure the visit is free, tell the office you are coming in for an “annual preventive wellness visit” and avoid discussing new, specific, or ongoing medical issues.
