Yes, all qualified health insurance plans—including Marketplace plans and Medicaid—are required to cover pregnancy, labor, delivery, and newborn care as essential health benefits.

Coverage begins even if you are already pregnant, with no pre-existing condition exclusions. 

What is Covered:

• Routine prenatal doctor visits are typically covered with no co-pay.
• Hospital stays, surgeon fees, and anesthesia.
• Post-delivery checkups and care for the newborn.
• Breastfeeding support and equipment. 

Key Considerations: 

• While covered, you may still pay deductibles, copayments, or coinsurance.