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& Enroll with Confidence
Medicare can be confusing.
But it doesn’t have to be.
Understanding Medicare on your own can be time-consuming and difficult. Enrollment rules and a variety of plan options make Medicare hard to comprehend.
In addition, soon-to-be Medicare beneficiaries are being bombarded with massive amounts of mail, phone calls, and online advertisements. This makes a lot of people frustrated, confused, and often worried.
To top it off, Medicare solutions are not one-size-fits all; different approaches and a multitude of policy options can leave you feeling overwhelmed.
Our role is to cut through the noice & simplify the journey, offering expert guidance that brings clarity and confidence to every decision you make.
Call today to start a conversation.
Not Sure Where to Begin?
Let’s start with the basics.
What is Medicare and am I eligible?
How & when to enroll in Medicare
Which Medicare plan is right for me?
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Get the facts
Medicare: 10 Surprises You’ll Actually Want to Know
An overview of how U.S. health coverage supports older adults and individuals with disabilities
When you sign up for Medicare you'll be choosing between enrolling in Original Medicare or Medicare Advantage. Each plan has different coverage, cost, requirements, & restrictions.
Medicare has a seven month initial enrollment window for people turning 65. Unless you and your spouse are working and have health insurance from that employer, you usually need to sign up for Medicare during that period or you'll pay a late enrollment penalty
While the Medicare eligibility age is 65, you may not have to sign up then if you or your spouse are still working and you have health insurance through that employer.
The Social Security Administration handles Medicare enrollment. You can enroll in Medicare Part A and Part B even if you aren't ready to sign up for Social Security benefits yet.
In addition to monthly premiums, you'll pay copays and coinsurance for services like doctor visits, diagnostic test, and hospital stays. How much you pay will depend on which Medicare option you choose - Original Medicare or Medicare Advantage - and the specific plan
Depending on your income, the government offers several programs to help you afford your Medicare out-of-pocket cost.
Medicaid, the federal-state program for people with lower incomes, also helps to cover some of the cost.
Each Medicare beneficiary needs to enroll on their own and everyone must sign up individually when they become eligible. The same applies for supplemental insurance plans that you may choose to purchase.
Medicare covers a lot of preventive care and most medical services associated with illnesses. But Original Medicare doesn't pay for dental, hearing and vision care, cosmetic surgery and other services.
For the most part, Medicare doesn’t cover you outside the United States.
It has a few exceptions — if you have a medical emergency while you’re in the U.S. but the nearest hospital is across the border. A Medigap policy may provide some coverage for foreign travel emergency care.
Every fall — from Oct. 15 to Dec. 7 — beneficiaries can review their Part D or Medicare Advantage coverage and decide if they want to make changes.
Protecting yourself from Medicare scams
Medicare scams can happen to anyone, but a little knowledge goes a long way in keeping your information secure. By learning the warning signs, you can protect your benefits—and your peace of mind. Start with these key tips.
Learning Center
Straightforward Medicare guidance and helpful tools so you can feel confident in your coverage choices
How to choose a health plan, as a senior
Dental & Vision Coverage for People on Medicare
Need Help? We're Here.
Ready to speak to someone for help enrolling in Medicare or have questions about the options in your area??
Call Us: (317) 349-1290